# Insurance
|  | **Insurance** is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss. |
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| | wikipedia:: [Insurance](https://en.wikipedia.org/wiki/Insurance) |
## [[Health Insurance]]
[[Affordable Care Act]]
Out-of-pocket maximum
## [[Dental Insurance]]
## [[Vehicle Insurance]]
- [[Bicycle Insurance]]
## [[Renter's insurance]]
## [[Life Insurance]]
## Business Insurance
- [[LLC]]
- [[Liability insurance]]
- Umbrella Insurance
- Cyber Insurance
- Professional Insurance
## Property Insurance
- Home insurance
- Landlord insurance
## [[Social safety net]]
## [[Job Benefits]]
## Long-Term Disability Insurance
## Short-Term Disability Insurance
## Exclusions, caveats, gotchas, etc.
## Other
- [[Codex/Academia/Humanities, Arts, & Social Sciences/Economics/Workers' compensation]]
- Fire
- Flood
- Earthquake
- Tornado
- Hurricane
- house/home, breakins, stuff, etc.
- Business
## Concepts, Terms, & Related
- [[Risk]]
- [[Risk Management]]
- [[Underwriting]]
- Claims
- Insurer's business model
- [[Insurance law]]
- [[Moral hazard]]
- [[Complexity]] and [[Social contract|Contractarian]] [[Corporation|Corporate]] shenanigans and [[Bullshit]]
- [[Redlining]] and [[Discrimination]]
- Premium
- Deductible
- Write-off
- Totaled, total loss
- [[Credit rating]]s affect insurance premiums?
- [[Act of God]]