# Loans | ![img \|150](https://upload.wikimedia.org/wikipedia/commons/thumb/9/97/Petrevene_18.jpg/330px-Petrevene_18.jpg) | In finance, a loan is the tender of money by one party to another with an agreement to pay it back. The recipient, or borrower, incurs a debt and is usually required to pay interest for the use of the money. | |-|-| | | wikipedia:: [Loan](https://en.wikipedia.org/wiki/Loan) | Lien Collateral Interest APR - Annual percentage rate Principal Debt Default (finance) Secured Loan - Borrower pledges an asset as collateral Credit Cards Predatory Lending Loan Shark Micro Loans - SBA MicroLoan Program - up to 50k - easier to get ## Intermediaries - AltCap - CrossFirst - [[Community America Credit Union]] - Kivy - South Central Kansas Economic Development District - Economic Development Corporation of Kansas City ## Inbox - [[Student Loan]] - Mortgage Loan - Business Loan